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Homeowners Assistance
Mortgage Refinancing
Mortgage Modification
Homeowners Assistance FAQs
Homeowners Assistance Resources

Homeowners Assistance

Homeowners Assistance
As a Sovereign customer, we want to help you protect the personal and financial investment you have made in your home. Learn more about the options available from Sovereign, or the "Making Home Affordable" program introduced by President Obama.

Mortgage Refinancing

If you are a homeowner who is current on your mortgage payments, but unable to refinance to a lower interest rate because your home value has decreased, you may be eligible.
Learn More

Mortgage Modification
If you are a homeowner who can no longer afford to make your monthly loan payments because your interest rate has increased or you have less income, you may qualify for a loan modification.
 Learn More

Homeowners Assistance FAQs
Read important questions and answers to consider when reviewing the program.
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Homeowners Assistance Resources
Learn more about the "Making Home Affordable" program, and find out if your mortgage is guaranteed by Fannie Mae or Freddie Mac.
 Learn More
Access Your Accounts
If You Need Help
Locate a Sovereign Mortgage Representative to speak about refinancing options
To modify your mortgage, call 888.656.8101 to speak to the Loss Mitigation Team
How May We Help You?
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We Ask For Your Patience
We know no one likes to wait, but we ask for your patience as we work to help as many customers as possible through the program.
Beware of Foreclosure Rescue Scams
Help is always free. Do not sign over the deed to your property to any organization or individual, unless you are working directly with Sovereign Bank to forgive your debt.
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