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Certificates of Deposit

Certificates of Deposit
Whether you're looking for a short, medium or longer-term investment, we have a CD that will provide maximum earnings.
Open a CD Open Certificates of Deposit (CDs)
CD Growth Calculator

  • Get our highest rate if you open or have Sovereign Premier Checking
  • $500 minimum to open
  • 12-month term
  • Quarterly statements available upon request
  • Reinvest the interest payments back into the CD, or have it deposited into a qualifying account
  • FDIC insured
Choose Your Term CDs—Guaranteed rate of return with any term of your choice
IRA CDs—Guaranteed earnings with the tax benefits of an IRA
Rising Rate CDs—Adjust the rate once within the CD's term
Learn more about FDIC Insurance
More Safety — More Security
A penalty will be imposed for early withdrawal from a CD.

Minimum deposit of $500 required to open a CD.

The interest rate on a Rising Rate CD may change. You can request that we increase the interest rate on a Rising Rate CD one time during the term.

Annual percentage yields (APYs) effective as of November 21, 2009, and may change thereafter for new accounts.
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Next Steps
Open an account online
Call 877.SOV.BANK
(768-2265) to speak
with a Personal Banking Representative
Find one of our branches
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