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- Get our highest rate if you open or have Sovereign Premier Checking
- $500 minimum to open
- 12-month term
- Quarterly statements available upon request
- Reinvest the interest payments back into the CD, or have it deposited into a qualifying account
- FDIC insured
- Flexible terms from 30 days to 10 years (call 877-768-2265 for current rates for the term of your choice)
- Automatic renewal options
- Quarterly statements available upon request
- FDIC insured
IRA CDs—Guaranteed earnings with the tax benefits of an IRA
- Flexible terms from 30 days to 10 years
- Automatic renewal options
- Annual statements available upon request
- FDIC insured
The ability to adjust your rate once within the CD's term ensures that you never have a second thought about investing in a Sovereign CD.
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12-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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.64%
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.64%
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$10,000-$49,999
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.69%
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.69%
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$50,000-$99,999
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.74%
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.74%
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12-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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.89%
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.89%
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$10,000-$49,999
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.94%
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.94%
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$50,000-$99,999
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.99%
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.99%
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12-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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.64%
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.64%
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$10,000-$49,999
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.69%
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.69%
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$50,000-$99,999
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.74%
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.74%
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24-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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.69%
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.69%
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$10,000-$49,999
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.74%
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.74%
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$50,000-$99,999
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.79%
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.79%
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24-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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.94%
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.94%
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$10,000-$49,999
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.99%
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.99%
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$50,000-$99,999
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1.04%
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1.05%
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24-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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.69%
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.69%
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$10,000-$49,999
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.74%
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.74%
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$50,000-$99,999
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.79%
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.79%
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36-Month Rising Rate CD rates
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Interest Rate
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APY
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$500-$9,999
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1.29%
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1.30%
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$10,000-$49,999
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1.34%
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1.35%
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$50,000-$99,999
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1.39%
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1.40%
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36-Month Rising Rate CD rates with Premier Checking or Business Owner Premier Checking
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Interest Rate
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APY
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$500-$9,999
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1.54%
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1.55%
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$10,000-$49,999
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1.59%
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1.60%
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$50,000-$99,999
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1.64%
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1.65%
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36-Month Rising Rate IRA CD rates
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Interest Rate
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APY
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$500-$9,999
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1.29%
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1.30%
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$10,000-$49,999
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1.34%
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1.35%
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$50,000-$99,999
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1.39%
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1.40%
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Learn more about FDIC Insurance
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More Safety — More Security
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A penalty will be imposed for early withdrawal from a CD.
Minimum deposit of $500 required to open a CD.
The interest rate on a Rising Rate CD may change. You can request that we increase the interest rate on a Rising Rate CD one time during the term.
Annual percentage yields (APYs) effective as of November 21, 2009, and may change thereafter for new accounts. |
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